Arizona · Personal injury · Trial-ready representation
A clear explanation of how Arizona injury settlements actually work — who pays, when the money arrives, and what comes out of your check before you see it.
Most Arizona personal injury cases resolve in one of two ways: a negotiated settlement with the at-fault party’s insurer, or a jury verdict at the end of a lawsuit. The mechanics of getting the money are similar in either case — and a clear understanding up front prevents most of the surprises.
The basic flow
A settlement isn’t a gross-to-you transaction. Several categories typically come out before you receive the net:
Attorney fees
A percentage of the recovery, disclosed in writing at intake.
Case costs
Filing fees, expert witnesses, deposition transcripts, medical record requests, etc. — itemized.
Health-insurance liens
When your health insurer paid for accident-related care, they often have a right to be reimbursed from the settlement.
Medicare / Medicaid liens
Federal liens that must be addressed — improper handling creates real problems.
Medical-provider liens
Some Arizona providers file statutory liens directly against the case.
Outstanding medical balances
Negotiated down where possible, then paid before disbursement.
A skilled firm aggressively negotiates liens and provider balances down — that work typically increases the net to you significantly.
Pre-suit settlement
A few months once treatment is complete and a demand has gone out — assuming the insurer engages.
Filing through settlement
Often 9–18 months, depending on county docket, depositions, and motion practice.
Through trial and appeal
Two years or more in complex cases. Most cases resolve before that point.
Free consultation
Every case is different. A short call with a Big Dog Law attorney can answer the question that actually matters for your situation.
